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The Orchard Credit Cards

The Orchard credit cards is another credit card brand that is being issued by HSBC Bank which is reported as one of the fastest growing credit card companies in the United States. The credit cards under Orchard Bank are one of the available options for individuals who want to establish a credit score or for those who want to repair or rebuild their unsatisfactory credit history.
The typical feature of an Orchard credit card is that it has an online account management platform that allows its cardholders to view their online statements and update their personal information. Having this credit card likewise enable its cardholders to access their Identity Insurance Plan for more enhanced credit card usage protection. And if you want to decide about the actual design of your credit card, you will like Orchard card because you are given a choice here to decide and select your own credit card design.
Orchard card is available in different kinds to serve the varying financial capabilities and credit score standing of various individuals. The currently available Orchard credit cards in the market are the Orchard Bank Prime Platinum MasterCard, Orchard Bank Platinum MasterCard, Orchard Bank Gold MasterCard and Orchard Bank Secured MasterCard.
Please note that these Orchard credit cards come with different annual percentage rates because each card is designed to a particular credit history rating. The Orchard Bank Prime Platinum MasterCard features a no annual fee credit card and is given to those individuals with excellent credit rating. The Orchard Bank Platinum MasterCard offers a lower interest rate and provides useful features like hotel reservation and car rental service but it has an annual fee of $39-$59.
Then there is Orchard Bank Gold MasterCard and Orchard Bank Secured MasterCard which has the same features like the Platinum cards except that Gold cards has a maximum credit limit of $1000, an annual fee of $79 and a processing fee of $19. The secured card on the other hand has a $49 annual fee and a $49 processing fee plus, you need to deposit a certain amount. But of course, approval under this Orchard credit card category is faster and almost guaranteed.
And since Orchard credit card is being marketed to help consumers establish and rebuild their credit rating, cardholders who sensibly pay their dues on time are reported by Orchard Bank to 3 major credit bureaus to help them show that they can responsibly manage their credit card accounts.